America has a new president as of today.

It’s a grainy picture, I know, but it’s all I saw of this little piece of history. How ever blurred the image may be – you’d recognise this man anywhere. Hopefully president Obama shall do his all to bring about the change so needed in these hard times.

Hard times for some in finance, clearly, but not so hard for others at the moment – I’ve just been out for a meal! It’s was a friend’s birthday today, 20 years old, so congratulations – you know who you are.